5 Questions Every Mom Should Ask About Paid Surveys

If you’re reading this, you’re probably looking for some extra money. You’re willing to work but you want to be compensated for your time. You also want flexibility in your schedule. If this sounds like you, then paid surveys can be wonderful. Paid surveys are perfect for stay at home mothers. Obviously the extra money will help with the bills. They can also be quite fun. Of course, since surveys can be done online, the schedule is up to you. You can take surveys when the baby is sleeping, when the kids are out, or while watching TV with the family. It is really up to you. You’re in control. To figure out if paid surveys are for you, it is important to ask the right questions. Below are the 5 questions moms should ask. 1. Is it really possible to get paid for taking surveys online? Explain this! Surveys are legitimate. They are real. As a mom, you can make money from your home taking surveys online. According to the research, there are at least 6-7 million companies that survey consumers. They pay you for your opinions. Ultimately, they do this to figure out how to sell their products and services. You are helping them do research and they are paying you for it. 2. How much money can I earn? How many surveys can I take? This is actually pretty simple. The amount of money you make is directly proportional to the effort you put in. In plain terms, the more surveys you take, the more you earn. Your monthly income will depend on what you do and how much time you spend. Some people are on top of the latest promotions and are in tune with the needs of marketing companies. They react quickly to survey requests. Based on the circumstances, it is possible to make $75 per hour or more for every hour, although this will vary. The key to maximizing you opportunities will be subscribing to a paid survey database. 3. How do I know this is legitimate and that I’ll get paid? Are there any guarantees? Most paid survey and marketing research companies are legitimate. However, there are some scams. To find the best opportunities and to avoid scams, it is best to pay a small fee to join a paid survey database. They often offer many perks too, such as free ebooks on maximizing revenue and also form filling automation tools. Keep in mind that fraudulent companies will be quickly removed from the paid survey databases. If you surf for surveys on your own, one at a time, you’re likely to encounter issues. That means you’ll waste your time and energy. As a mother, you can’t afford to waste what spare time you have! 4. How often will I be paid? How often will I be paid? Exactly how am I paid? The companies administering the survey will usually pay you directly. This is almost always done using checks. The delivery is usually done with postal mail. The more progressive companies understand the needs of mothers. They provide flexibility and pay via PayPal. Typically, you’ll get paid every other week. In some cases, you might have to wait a full month. Be sure to pay attention. 5. Why do paid survey databases charge a fee? The simple answer is quality, safety and reputation. A small fee for subscription to a paid survey database will pay for itself in just a few days for active moms. The small fees also encourage serious applicants only. Consider it a screening process. This increases the quality of the database and increases the likelihood that companies will seek out the paid survey databases. It works better for everyone and actually drives up your chances for getting in on a good (high paying) survey. Some companies only work with a few paid survey databases, so again, your small subscription fee will give you better opportunities. They are many opportunities out there for moms. With a little time and energy, and perhaps a small upfront investment for access to a paid survey database, you could be pulling down smart money every day.

4 Ways To Finance That Renovation

So you have finally purchased that 19th century farm house that you have always pictured yourself living in the problem is how do you finance the restoration? It is easy to get mortgages for the value of the home even a little extra if you have a good credit rating but today a renovation can cost more than the original purchase price of the property. The first option s to look at your available assets. You can get a home equity loan if there is any equity in your house. Use your credit cards for short term renovation or borrow money from your parents these ideas are only usable in a short term renovation once the renovations completed you should be able to refinance your home and pay of the relatives, high interest credit cards and roll your home equity loan into your mortgage. You may be able to get a “line of credit” a line of credit is usually easy to get up to $30,000.00 with out much effort and with a minimal amount of paperwork these lines of credit are good for short term renovation that are under the $100,000.00 dollar mark. The interest rates tend to be on the high side but you can draw out the money as you need it and only pay interest on the cash that has been withdrawn and again once the renovation is completed you can refinance and pay of the line of credit and combine all your loans in the mortgage. Depending on the scope of your renovation you may be eligible for store loans and credit card offers. Many home stores now have their own credit cards they offer deal such as interest free credit for one year you may be able negotiate a longer term. The important thing here is to pay off the loan/credit card prior to the free period expiring otherwise the interest will revert back to the initial purchase. Some stores will also offer you a interest free construction loan for your project the terms of these construction loans vary from store to store read the fine print carefully like the credit card deals these usually have a time limit. Again one the renovation is completed you can refinance and pay off the loan avoiding high interest dept. Construction loans are generally reserved for larger projects this kind of loan is a short term loan the money can be taken as needed and interest is paid on the money that has been taken out. Almost everyone now offers construction loans this completion has brought the costs of these loans down. The nice thing about construction loans is that you can withdraw the money as you need it once the renovation is done you can refinance and have one closing and one mortgage. One thing you should keep in mind when shopping for a construction loan is the fees and finance charges as always keep an eye on the fine print for hidden charges.

4 Main Risks Involved In Futures Trading

There’s no doubt that futures trading is inherently a risky business. Anyone who tells you it is 100% risk free is either ignorant or trying to sell you something. The truth is futures trading is a gamble. There’s no telling when you are going to win or when you are going to lose. The best strategy is to play this game based on the cards you have and hope for the best. Futures trading does have huge rewards if you win and that’s probably the reason many people are attracted to it. However the chances of you losing big is just as great if not greater particularly if you are new to futures trading. I outline the 4 main risks when trading in futures. You might want to read further before deciding futures trading is suitable for you. 1. Speculative Business Futures Trading is speculative in nature. No matter what the experts tell you or predict, it is not always 100% accurate. Take it with a pitch of salt. The best investment strategy is not to put all your eggs in one basket, divesting your investment among different financial instruments. 2. Financial Backing Futures Trading requires a large capital outlay at the beginning which is expendable. Therefore it is definitely not for the faint of heart. If you are thinking of making money in futures trading to pay your bills, then my advise is don’t. You should not use money to pay your bills/loans/grocery to dabble in futures trading. Only use money you can afford to expend. Ideally, a person who wants to play in futures trading should have at least $10,000 USD in his/her personal trading account. 3. Technical Knowledge Futures Trading requires an intimate knowledge of financial instruments. At the very least, you should be knowledgeable in the 4 main investments categories namely, income, growth, speculation and inflation hedges. Without adequate knowledge, it will restrict you to where you can invest on the market and lose potential revenue on a particular sector of the financial market. You might be thinking I can always rely on my broker for advice. While it’s good to seek the advice of someone knowledgeable, you should be able to make intelligent decisions on your own and the only way to do that is if you have sufficient knowledge. 4. Only Invest What You Can Lose I would not advise someone new to trading to dabble in futures simply because of the risks involved. You should have a balanced portfolio with only a certain percentage invested in futures. My advise is about 10% but that depends on your financial standing and your investment strategy. In general, only use money that you can afford to lose in futures trading. The 4 main risks I outline above is not meant to discourage you from futures trading. What I want to make clear is you fully understand the risks involved and also what you need to do to better your chances at winning in futures trading.

4 Deadly Reasons Why Beginners Fail In The Share Market

1. Don't know how to choose the right share to buy 2. Don't know when to bail out of a losing share 3. Don't know when to take profit on a winning share 4. Don't Know how to construct a proper portfolio 1. Don't know how to choose the right share to buy... How does beginners choose what shares to buy amongst thousands of shares? You might choose to listen to your share broker, or listen to your "experienced" relative, or listen to free "share pick" on the internet...etc... and you will end up losing money. Because individual share behavior is very complex, only the most professional full time traders have the right technology to make proper share pick decisions. Such experience and technology is simply not available especially to the beginner trader. 2. Don't know when to bail out of a losing share... The deadliest killer of beginner traders is not knowing when to get out of a losing share. Too many traders hold on to their shares until it is worth nothing. Most beginners will hold on hoping that the share will stage a rebound because you simply do not have the technology to tell if a share will ever rebound! The only way for a beginner to prevent losing everything is for an expert to tell them when to get out of a trade. 3. Don't know when to take profit on a winning share... How many times have you heard stories around you of people who hold on to shares which made them a lot of money until one day, the share turned around on them into a severe loss? Too many people keep thinking that their winning shares will keep on winning forever and never knew when to take profit... until the shares crashed on them! The problem is again that telling when a share is losing upward momentum is extremely difficult. 4. Don't know how to construct a proper portfolio... Do you know that many shares actually move up and down together no matter what? Do you know that there are shares that totally move opposite to each other? Do you know that many shares actually move exactly opposite to the way the market is moving? Do you know that there are shares that do not ever move? Do you know that there are shares that are on the verge of getting delisted? If you do not know the above, how would you ever be able to intelligently put different shares together so that you can make money? What if you put a share together with a share that moves exactly opposite to it? Would you ever make money? That is why a lot of people are turning to trading a much more reliable and much more stable instrument; Market Index or Market Index ETF. Read about how trading an index based strategy can help you overcome all these problems at http://www.mastersoequity.com/MOE_ridetheflow.htm

3 Money-Making Reasons To Display Your Newsletter!

If you write articles for your website, try not to include the affiliate links in the body of your articles: it will give the impression that you have a vested interest in recommending them. You want your visitors to trust your advice, so don't turn your article into an excuse to promote products and make a commission.

Other ways to get your website noticed are to use article promotion and link exchanges. With link exchanges, you would ad text or graphic links of other related sites onto your site, and they would ad your site information onto their site. This will get your site noticed by more people and will improve your search engine ratings.

Instead of buying links, get one-way links from blog search engines and directories, as well as getting your RSS feed content displayed at other sites.

3 Money-Making Reasons to Display Your Newsletter on Your Website

Seeing is believing. Unless your website visitors can experience your newsletter and appreciate its value, they’re unlikely to join your opt-in, email list. By posting your newsletter on your website, you encourage more visitors to subscribe and you drive more profitable traffic to your website each month.

- Growing your opt-in email list is one of your most important goals. Your success depends on encouraging a high percentage of website visitors to provide their email addresses and permission to contact them for free via email. Most websites expect visitors to opt-in to email lists without first providing an opportunity for visitors to ‘test drive’ the newsletter. This is like wearing a blindfold when shopping for a car! Thumbnails, reduced size images of newsletters, are not the answer. Visitors are not able to read the value of its information before signing up. As a result, only a small portion of website visitors subscribe and - of those that do – many quickly unsubscribe.

- Your second biggest goal is to monetize your educational One-Page Newsletter by generating immediate sales. For the first time, you can display your newsletter in the context of other text and graphic elements on a web page. Next to your newsletter, for example, you can display links to promotional coupons or links to special offers described on other pages of your website. This is important because fewer and fewer firms are distributing formatted newsletters as email attachments. Instead, they are driving traffic to their website each month by sending short emails announcing the page on their website where they have posted the latest issue. You can now easily convert this traffic into sales!

So many people have hopes and aspirations outside of their cubicles, but they seldom have the chance to explore these avenues because work and family commitments clash to severely leave any extra time for themselves.

You must consistently keeping up the habit of learning to grow your mind. This is the place where it can make you rich or the other way round. What is Duvet Dollar? See my Duvet Dollars reviews.

Before spending a lot of time and money marketing an affiliate program, always check it out first. There are a number of ways to do this.

- The third money-making reason for displaying your newsletter on your website is higher readership. More visitors to your website will likely read your newsletter because they don’t have to first download it. This leads to more sign-ups. The more attractive and informative your newsletter, the more likely visitors will sign-up to receive it. You can prove the consistent high value of your newsletter by adding descriptive links to earlier issues.

Although Acrobat Reader PDF format is ideal for distributing newsletters with typography and formatting intact, it is not useful for previewing newsletters.

Macromedia’s Contribute 2 is a software program that incorporates Flash Paper technology. With Contribute 2, you can easily add a readable, zoom able and printable version of your formatted newsletter to a page of your website.

This means that visitors to your website, without doing anything else, can immediately read and print your newsletter. The newsletter on your website will be an exact replica of the original.

Flash Paper versions of your newsletters complement Acrobat versions of the copies you print on your office printer. For the first time, you can combine the credibility and constant visibility of educational newsletters with sales created by free, targeted promotional messages.

I’m connected to the Internet, I joined a program, now is the money going to pour in? That’s as far from the truth as you can get but to some people, that’s how it works. It seems that for many they think that all they have to do to generate income is to get online, join this and Holy Smokes, can I borrow your truck, I need to go to the bank to make a withdrawal.

Six Figure Income Marketing Group (SFIMG), are an international organization based in Nebraska, USA. The company is registered with the Better Business Bureau and has launched officially in July 2000.

Making money online is not scary. Making money online is not hard. Making money online is smart. The opportunities exist for businesses willing to get out there and try. Take the leap into the technological age and make money online. You will find you are among a growing community of individuals who have chosen to be their own boss and achieve their own goals.